Whether it’s broken windows, fallen trees, or damaged siding, you’ll need to call your insurance company if you’re dealing with any form of storm damage. If there’s no visible damage, don’t rule out your roof! Call RCI to check for roof damage so you can get ahold of your insurance company in a timely manner. We recommend doing the following once you’ve established the damages to your home.
- How long you have to file a claim
- If the damages are covered under your policy
- If you’ll need estimates for repairs
- How long the process will take
You can do this by calling your insurance company after you’ve assessed the damages.
- Take photos! If you have to get rid of damaged items for safety, take pictures to show the insurance adjuster. Some insurance companies will require a proof of loss form.
- Document all details and gather receipts for damaged items if you have them. The more information you have about the damages, the quicker the process will be.
- Be aware of fraud—only use trusted companies to inspect and repair your home. Your insurance company will send an adjuster to assess damages. If you choose to use a public adjuster, make sure to research them first.
- Keep notes. Write down what you and the adjuster or agent discussed, the times of meetings or calls, and get repair approvals in writing. Make copies of any documents as well. If your adjuster needs to be replaced for some reason, the new one may not have a good understanding of your situation without previous notes.
Robinson Construction Inc.’s experts will help guide you through the insurance claims process, and we’ll make sure each party has all the information they need. If you’ve got storm damage, give us a call!